Be aware of this scam going around the internet!
The bankcard processing scam goes like this. A job seeker, after posting their resume and contact information online, will receive an official looking letter from a company offering them the position of a credit card processing agent.
The offer will include a base pay rate along with a commission for each transaction processed, generally around 5-8%. The letter will instruct the job applicant to fill out a application form which will be approved without any sort of background interview or phone call.
Once "hired" a followup email or letter will instruct the new "processing agent" to set up a personal bank account so they can accept transactions. They are told when money is transferred into their account, they are to take their percentage and then forward the remainder to another account by electronic funds transfer.
A few days later, the processing agent will be contacted by the bank who will inform them the original amount transferred into their account "bounced" from the originator. Thus, the processing agent is liable for the whole amount. At the same time, the company which hired the agent no longer responds to emails, letters or phone calls the money can not be traced.
One victim of this scam reported losing nearly $2000.00 (all while really out of work) which she had to pay back to the bank. As for the company which allegedly "hired" her, they were nowhere to be found as was neither the receiver of the electronic payment.
The old conventional wisdom always applies: "If it sounds too good to be true, it probably isn't".
If you receive any email offering a similar job, report it as spam and delete it.
If you receive a letter offering the same, then investigate and possibly report it to your local BBB or state attorney general.
If you receive an offer like this on one of the big job boards, report it immediately to the admins.
If you are considering this type of job, don't do it!
Tuesday
Need Money Blog: New Life Profits
New Life Profits is a new name for an old product currently advertised on some of your favorite websites.It is a product which claims to help people make money online.
It's the usual ad.. "Mom makes 1000's of dollars online! Learn her secret!".
These ads found sprinkled throughout the internet take visitors to a form website designed to look like a news story, in this case for New Life Profits. "mom Kelly Richards (who seems to advertise everything these days)" claims she tried New Life Profits and is able to provide a great life to her family.
"Richards" claims she makes over $5000.00 with the vague concept that "every time someone looks for something online or on Facebook, somebody makes money. Here's how you can get a piece of that money".
The website then goes on to show a picture of a Google Adsense check, makes some more statements about how much money Richards is making, how easy it is and then has several comments from readers who are either interested or who have tried New Life Profits and are making thousands as well.
The links for New Life Profits take visitors to a website which requires them to input their name, city and email address for more information. In seconds, visitors are taken to a new website which claims that there are a limited number of spots available to them in their area depending upon their zip code (for fun, try putting in other zipcodes - the same number of spots are available elsewhere!).
The New Life Profits website claims that for a one time fee, customers will get "links" to post on websites advertising products online. They then show how easy it is to create a website with these "links" in one to two minutes. Then the leap of faith - Customers are told that after they post their "links" they will then make up to $15.00. Make more websites, post more "links" and make more money.
There's a few problems -
- Nobody pays anyone for simply "posting links". Companies, through affiliate programs, may pay web site owners each time somebody "buys" something from one of those links.
- Websites cost money for hosting, i.e. somewhere to put your website full of links so that visitors will find it.
- To get buyers who click on links, website owners need traffic. That website full of links with no visitors makes no money. It takes a lot of work to get visitors to a website and even more work to get them to buy something.
While New Life Profits does not answer these questions, I am curious who pays for website tools, hosting and traffic, otherwise it makes no sense.
How much does New Life Profits cost? Their Buy Now links say the product is $97.00. Before buying, I would look for a phone number and ask a rep how the system works in detail before buying.
If interested in a real way to earn money fast online, and one with a money back guarantee, Click Here!
This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.
It's the usual ad.. "Mom makes 1000's of dollars online! Learn her secret!".
These ads found sprinkled throughout the internet take visitors to a form website designed to look like a news story, in this case for New Life Profits. "mom Kelly Richards (who seems to advertise everything these days)" claims she tried New Life Profits and is able to provide a great life to her family.
"Richards" claims she makes over $5000.00 with the vague concept that "every time someone looks for something online or on Facebook, somebody makes money. Here's how you can get a piece of that money".
The website then goes on to show a picture of a Google Adsense check, makes some more statements about how much money Richards is making, how easy it is and then has several comments from readers who are either interested or who have tried New Life Profits and are making thousands as well.
The links for New Life Profits take visitors to a website which requires them to input their name, city and email address for more information. In seconds, visitors are taken to a new website which claims that there are a limited number of spots available to them in their area depending upon their zip code (for fun, try putting in other zipcodes - the same number of spots are available elsewhere!).
The New Life Profits website claims that for a one time fee, customers will get "links" to post on websites advertising products online. They then show how easy it is to create a website with these "links" in one to two minutes. Then the leap of faith - Customers are told that after they post their "links" they will then make up to $15.00. Make more websites, post more "links" and make more money.
There's a few problems -
- Nobody pays anyone for simply "posting links". Companies, through affiliate programs, may pay web site owners each time somebody "buys" something from one of those links.
- Websites cost money for hosting, i.e. somewhere to put your website full of links so that visitors will find it.
- To get buyers who click on links, website owners need traffic. That website full of links with no visitors makes no money. It takes a lot of work to get visitors to a website and even more work to get them to buy something.
While New Life Profits does not answer these questions, I am curious who pays for website tools, hosting and traffic, otherwise it makes no sense.
How much does New Life Profits cost? Their Buy Now links say the product is $97.00. Before buying, I would look for a phone number and ask a rep how the system works in detail before buying.
If interested in a real way to earn money fast online, and one with a money back guarantee, Click Here!
This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.
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