Find out the truth about home income kits!


NeedMoney Scam: Automated Cash Income System

Automated Cash Income System is the latest scam using the same advertising and sign up forms used by other products in the past. Read on and find out the fine print and actual costs of the Automated Cash Income System. Fair use applies.

Automated Cash follows the same pattern the Blackbelt Proft and Home Income Profit System used to lure unsuspecting buyers into purchasing their kits. The same ads (disguised as news stories), the same promises (make money posting links), and usually the same story (stay at home Mom makes thousands online).

The Automated Cash Income System claims, on News 7 Daily, that Kelly Richards, who lives near you, makes thousands of dollars with their product. Richards posts "links" for some unamed company and gets paid weekly or month.

The deal is there is no Kelly Richards in your hometown - that's a software trick. And there is no Kelly Richards who purchased the Automated Cash Income System and who makes lots of cash. This same claim was made with other products in the past and is not true.

Finally, News 7 Daily, is a fake news site and is actually an advertisement page for the Automated Cash System only and was used for other similar products in the past.

Automated Cash Income System claims it costs less than "$5" for the product.

I filled out a short form and applied for a work at home kit. There is a small shipping and handling fee, its not really free but it was under $5  

That is not true according to the fine print. Further, the ad shows money earned and sample checks both of which come from Google AdSense and both which have nothing to do with this product.

Clicking any of the links for the Automated Cash System takes visitors to the same signup page used for the Home Profit Income System. Again, visitors would do well to read the fine print in the Terms to find out the real costs.

The terms of sale are first hidden at the bottom of the advertising page.

No, Automated Cash is not only "$5" but much more.. That is only for a "trial":

Home Income Kit T&C: After the 7 days, on Day 8, if you decide to keep the iSpeedway program, it will be yours for the first time single payment of $129.95.

Then there is another monthly fee..

After the frist installment, the subsequent fee is $69.95 a month.

Which are charged to the same credit card used for the trial:

The monthly fees following the 7 day trial are charged to the credit/debit card on file that was used for the activation/licensing fee.

Buyers can cancel, but they need to call:

To cancel, please call 1-888-8777-3336.

The sign up page offers different information on charges and trial periods:

To access your website, a nominal charge of $1.95 USD is needed for us to know that you are a real person. 

Then buyers are charged an ongoing monthly fee:

you agree that your card will be charged $29.95 per month for hosting and maintenance.

And there is a different number to call for cancelling:

You may cancel anytime simply by calling our office toll-free at (888) 231-8725.

Regardless of the charges, the lead ad states another cost entirely. Further, there is little information about how buyers actually make money and the details of what they receive with their purchase.

Automated Cash Income System - Buyer beware!

This site does not sell the Automatic Profit System nor does it provide any opinion or testimonials whether or not the product works. Rather, this is a review of one affiliate marketer's advertising campaign of the product and a suggestion for buyers to save money on the product should they decide to purchase.


Need Money Scam: Automatic Profit System

An affiliate for Automatic Profit System is using the same advertising techniques used to advertise Home Profit System and Blackbelt Profit System. Read the fine print and learn about a hidden discount before buying.

Also, as always, prospective buyers for any online product should research the name of the product first. Use the Google search box and enter in Automatic Profit System and find out what other buyers might have experienced first.

I heard about the Automatic Profit System some time ago. It was heavily advertised to the affiliate marketing community under a different name, Automatic Wealth System. That version of the product was allegedly penned by Jeff Jackson who has now morphed into Ryan Jackson under the new product. Again, Automatic Profit System follows the same mantra as many other product, "Make money online selling other people's stuff".

Automatic Profit System shows buyers how the author allegedly made money selling digital e-books online. The ad page shows a well known e-book vendors website with hundreds of dollars in daily sales. But what the ad does not tell buyers is exactly how they acheived those numbers; selling e-books is a crowded and competitive field.

The problem is with the advertising campaign I recently saw for Automatic Profit System is that is was using the same marketing plan that some questionable products have used in the recent past.

This campaign features "mom" Stephaie Albion, from "your town" (using an old piece of computer code which changes the name of the hometown based upon where the website visitor comes from). The ads also use the "news site" - News 10 Reports - to make the ad for Automatic Profit System look like a bone fide news story which it is not.

The link to Automatic Profit System is not a simple signup form, but a sales letter which the author uses to describe how he makes money online.

There are plenty of "Buy Now" links on the sales letter site for Automatic Profit System and if buyers decide to buy it, are told they will receive a $100.00 rebate. However, the purchase page says the product is $97.00. Who knows how that works.

Research any product such as Automatic Profit System online before buying it. Use the Google search box, enter the search term and find out what other buyers might have experienced first.

If interested in a real way to earn money fast online, and one with a money back guarantee, Click Here!

This site does not sell the Automatic Profit System nor does it provide any opinion or testimonials whether or not the product works. Rather, this is a review of one affiliate marketer's advertising campaign of the product and a suggestion for buyers to save money on the product should they decide to purchase.


Need Money Scam: Home Wealth Academy

The Home Wealth Academy is using the same "mom makes money at home" scam to lure buyers in to a high monthly membership package. Buyers should beware and read the fine print before purchasing.

Again, its Kelly Richards advertising something called the Home Wealth Academy. Again, the same ad used for Home Income Profit Kit and the Home Income Wealth Kit is dragged out to advertise the Wealth Academy.

In the fake news story, Richards claims she spent only a few dollars on the Home Wealth Academy kit, set up an "account" and soon after, was receiving regular checks of $500 to 1500.00 a week. (The checks feature in the ad are copies of Google Adsense checks - Google has nothing to do with the Home Wealth Academy).

There is no information on how Richards is allegedly making this much money. Only a vague promise that "they will show you everything". What is "everything"? Who does the ad not give potential buyers a hint what the Home Wealth Academy offers?

Clicking on any of the links, visitors are taken to a separate signup page for the Home Wealth Academy. A careful review of the sign up page reveals the real costs...

The trial cost is for a limited time:

When you order your Trial of the Home Wealth Academy you will be charged only $2.97 (non-refundable) for access to the The Home Wealth Academy training program. You will have a full 4-day trial period

Read that carefully. While ads for these types of products claim "only 2.97", the up front cost is only for a trial. Many of the companies which sell these types of products will charge buyers for the full membership at time of purchase.

Shortly afterwards, buyers credit cards are charged a far higher fee:

If you enjoy the trial and continue your path to making money, you will be billed a monthly $68.73 maintenance fee (from the day your trial ends) that will maintain your full access to our entire money making program.

That's right. The Home Wealth Program costs almost $70.00 a month, every month, until cancelled.

To cancel, buyers must call:

To cancel within your 4-day trial period please call (888) 830-5820, available 7 days a week 9:00AM to 9:00PM EST.

If interested in the Home Wealth Academy product, please be aware of these terms for purchase and the high monthly cost. Also, there is very little information revealed about how buyers actually make money with this system. Buyer beware.

Check out a real way to make money online - Money Back Guarantee! Click Here!

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.

Need Money Scam: Home Income Wealth System

You probably have seen the many ads for the Home Income Wealth System Scam, another "make money online" scam. Be aware of the fine print before you order the product.

Again, this is another fake news site, Internet News 10, which tells visitors about fictional mom, Kelly Richards (through a software trick, appears to live in your home town!), facing financial ruin until she stumbled upon Home Income Wealth System. Now Richards makes $5000.00 to 7000.00 a month online.

It's all a lie and a scam. There is no Kelly Richards who lives near you and she is not making any money online. Read on for all the hidden fine print and outrageous costs for the Home Income Wealth System.

Clicking on any of the Home Income Wealth System links, visitors are taken to a sign up page for buying the kit online. Visitors as asked for their name and phone number, but in the next screen, they are required to enter a credit card number to pay for the trial only.

The ad claims that the Home Income Wealth System is only $2.97, but that is hardly the whole amount.

Here are the details they leave out that buyers need to be aware of.

The Home Income Wealth System starts off as a five day trial.. The trial begins when the buyer orders, not when they get the system or try it:
Through your purchase of this product, you are agreeing to the immediate access fee of $2.97 for the 5-day trial period,Then the big charge kicks in automatically:

 the activation fee of $68.71
Then another monthly fee happens each month:

and a monthly $68.71 for the continued access to the training course.

To cancel, you must contact the customer service number:

This can be cancelled at your convenience by contacting our customer service representatives at (800) 381-1681
What do buyers get with their purchase of Home Income Wealth System?

Access to a bunch of products and website templates to sell things online. The buyer has to get the traffic to the websites and generally that mean spending more money on ads. There are no guarantees buyers will make anything, but they will be forced to spend more money to find that out.

Be aware of the fine print of the Home Income Wealth System and the hidden monthly charges.

Check out a real way to make money online - Money Back Guarantee! Click Here!

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.


Need Money: Top Money Makers on YouTube

YouTube is home to millions of videos, some amateur and many otherwise. The difference between amateur and professional is the ability to make a living providing a service. And some of these videos are making their creators a tidy six figure income.

How can someone make money on You Tube? The banner ads which are featured during every video. The revenue is split between Google, the parent company of You Tube, and the video creator. The more ad views, the more money. To get ad views, a video needs to be viewed a bunch of times.

What kind of money are these videos making? Try anywhere between 100,000 to 300,000.00 a year!

Check out the top You Tube video money makers...

Shane Dawson
Annual: $315,000.00
Comedy spoofs

Annoying Orange
Annual: $288,000.00

Annual: $100,000.00

Phillip DeFranco
Annual: $181,000.00

Ryan Higa
Annual: $151,000.00

Shay Carl
Annual: $130,000.00

Mediocre Films
Annual: $116,000.00

Annual: $113,000.00

Young Turks
Annual: $112,000.00
Political Talk

Natalie Tran
Annual: $101,000.00

So the verdict is in; Comedy makes good money on You Tube. And looking at these videos, most are very amateur in quality so almost anyone with a video camera and some creativity has a shot at making the big money.

But back on earth, apiring You Tube millionaires needs lots of views to make six figure pay days. Have fun...


Need Money Scam: Social Media Mogul Elite

School is about to start, but some people never learn. There is a new make money online product hitting the advertisers which buyers need to be aware of - Social Media Mogul Elite.

Social Media Mogul Elite is advertised on a number of "fake news blogs" with names like American Consumer Reports as being the product which helped fictional "mom" Sarah Anderson make over $5000.00 a month from home. She looks familiar.. of course, she has advertised a few dozen other "work from home products" the past few months.

This time, she claims that she purchased Social Media Mogul Elite for only a few dollars and within weeks, was making thousands of dollars a month from home.

I decided to try Social Media Mogul Elite to see what all the buzz was about.  The best part about it, is that is cost less than 5 bucks!

There is usually a small fee for processing everything, but the total was about $3.

However, as usual with these products, this is not the case. Read on.

Further, Anderson claims she makes money from home by posting links.

Then they will give you the website links to post. Start posting those links. Everything get's tracked.

Again, this is an old claim - nobody gets paid to only "post links" for anyone.

Clicking any of the multiple links for Social Media Mogul Elite, visitors are taken to a sign up form which looks vaguely familiar to Home Income Profit or Blackbelt Profits. Again, visitors are told to sign up for limited spots to make money online.

However, the terms of sale reveal that Social Media Elite is not "less than $5" as Anderson claims, but much, much more..

The first charge to buyers is for a trial period for some training videos..

for $3.95 you shall receive instant access to the marketing video training site

Then, with only 2 days, buyers are hit with a huge one time charge..

Within 48 hours we will verify your details as a valid customer and once done you will be billed $149.95.

Buyers can request a refund, but only with 30 days and will only receive part of their payment back..

you will have 30 days to request a refund... We will gladly refund half of your site access fee .. To cancel, call 877-571-8002 .

Social Media Mogul Elite does not reveal the complete cost to buyers in their marketing and advertising found online. Buyer beware!

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.


Need MOney Scam: Easy Profit For Dummies

The recession is hitting America hard and lots of folks are looking for ways to make money online from home. Along comes Easy Profit For Dummies which promises buyers they can make up to $350 a day - but read the fine print and find out how much EPFD costs!

Easy Profit For Dummies is advertised on a fake news site called American Daily Reporter and features a fictional mother and customer named Sarah Hanson (from your hometown no doubt).

Hanson claims that she is making up to $7000 a month since purchasing Easy Profit For Dummies which came in handy after she lost her job to the recession.

Hanson also makes the blatantly false statement about the cost of Easy Profit For Dummies..

The course was really cheap, under $50.

EPFD is actually much more expensive as visitors can find out by checking any of the links for Easy Profit.

Links take visitors to a sign up form for Easy Profit for Dummies, but the actual costs are hidden at the bottom of the page. There we read that it is not "less than $50" but much more.

First there is a trial period..

When you order the Risk Free Trial of the Easy Profit For Dummies you will be charged only $2.97 (non-refundable

You will have a full 4-day trial

Then, the big purchase price kicks in..

If you enjoy the trial and continue your path to making money, you will be billed a one-time fee of $119.99

And then a recurring charge will hit buyers..

and a monthly $39.99 maintenance fee

To cancel, buyers have to call a special number..

To cancel within your 3-day trial period please call (888) 830-5820, available Monday thru Friday 9:00AM to 9:00PM EST.

Please read the fine print for Easy Profit For Dummies and research any other similar product before buying.

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.


Need Money Scam: Google Partner Profit

They're back! The Google "profit" products which promise buyers they can make big money from home posting links for Google! Today's new product is "Google Partner Profit". Let's read more and find out the real hidden costs of Google Partner Profit and the outrageous clams.

Google Partner Product is advertised on a fake news/blog site called "PAGazette" and "News 11 Today".

"Mom" Laura Steadman returns to tell us how she posts links for Google and makes big money online.

I get paid about $25 for every link I post on Google and I get weekly paychecks in the mail

Laura claimed she found Google Partner Profit online and paid a small amount of money..

Get Google Partner Profit, only pay the $2.95 for shipping.

She then says that Google gave her links to post..

Then they will give you the website links to post. Start posting those links. Google tracks everything

The only problem is, Google has nothing to do with Google Partner Profits.. From the small print on the same page..

Google is in no way associated with this website.

Let's check out the links to Google Partner Profit and see what they have there.

Again, it's another signup page with lots of hype, but the real cost of Google Partner Profits is hidden from most buyers unless they look carefully.

Laura Steadman claims it costs only $2.95, however, that is not the whole cost but only for a short trial..

By submitting this form, I am ordering the trial membership for $2.99 USD S&H,

Then the surprise big charge hits buyers..

after the 7-day trial I will be charged $74.95 USD if I do not cancel.

Buyers can cancel Google Partner Profits.. but the email address won't work too well!

To cancel call 1-877-585-7999, or email customersupport@. Customer service hours are now available 24 hours a day, 7 days a week.

Google does not pay anyone to post links.

Google does not pay anyone thousands of dollars a month to post links online.

Google has nothing to do with Google Partner Profits.

The sales page for GPP makes several claims which cannot be proven, uses the same format as other past scam products, hides the real cost of Google Partner Profits and uses fake testimonials.

Buyer beware!

This site does not sell the products reviewed and in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational consumer site only.


Need Money Blog: Squidoo Slaps Its Members

As you know, I have been a big advocate of Squidoo since Seth Godin formed the company several years ago. I have over 50 "lenses" and have enjoyed sharing knowledge (for the most part, free of charge) with the world. However, there are big changes going on at Squidoo which new "lensmasters" should be aware of.

As of June 2010, Squidoo has updated their "dos and don'ts list" of appropriate topics, standards and rules for using Squidoo.

While some of the new rules are no shock (no porn for instance), there are other changes which are surprising and will affect many lens makers adversely. Of course, Squidoo is free to make whatever changes they feel neccessary, one has to wonder what the impetus was for the sudden lurch in policy?

Generally speaking, hard changes are the reaction to big problems. For instance, a few years ago, some spammer came up with a piece of software that could create thousands (I think they made 5000 overnight) of lenses. Naturally, Squidoo had to take steps to curb similar activity as it could grind the entire website to a halt with nonsense activity.

However, two of the new rules penalize lens makers for numbers of links to a domain and for a relationship with a respected Internet company.

First up is the "no more than 9 links" to a domain (I wonder how that works with or What does it mean?

Squidoo is tamping down on lenses which all link to the same website. The basis for this is to stop spammers, like the one described above, from creating multiple lenses to the same site. However, whether or not some specific instance like described above caused this problem has not been revealed.

Here is what some lens makers do. Website owners create multiple lenses each with a related high traffic keyword as the title. Visitors find the Squidoo lens and it leads them to the website owner's parent site by way of hyperlinks back to the parent site. It's a basic trick that is pretty common.

How to get around it? There is not much any website owner can do. Squidoo has an automatic filter that is trolling through the websites looking for multiple links to the same websites. Check your lenses and if they are not generating much traffic, consider dropping the link or redirecting it to another website. Get your outbound links to the same domain under 9 and you should be okay.

However, here's a devils advocate question for Squidoo. What if a lens maker has a parent site for a popular politician's election, for a well meaning charity or non-profit organzation (all popular topics with Squidoo management). Suppose the website owner creates different lenses for subjects related to the their cause and links each one back to their parent site. I can imagine a scenario where a politician in particular could have dozens of lenses, each about one of their policies or programs and would want them all linked back to his home page or donation site. What happens to these lenses? Are they judged the same way?

Squidoo is also slapping down on Clickbank sites According to the same "no no list", Clickbank is not getting blacklisted, but I disagree. I had a lens with multiple original components and only one Clickbank product link get locked (Squidoo's term for shutting down a lens). I think the Squidoo filter is running pell mell through lenses and turning off any with a Clickbank link.

How to get around it? Have all outbound links for Clickbank products go to a landing page under your own domain. From there, direct buyers to Clickbank's website.

What happens if a lens is tagged as naughty be Squidoo?

The lens gets locked and visitors are taken to a site which lets them know the site is locked for TOS violations. Then, the lens maker receives a form email telling them their lens is locked and to read the new terms of service. There is no exact reason given in the email why a specific lens is locked (the process is automated). Lens makers can appeal, but Squidoo admits that most, 90% or more, are declined and the lenses deleted permanently.

That stinks. Lens makers, having provided free content to Squidoo, which generates contextual advertising revenue, should be shown a little more respect than that.

Lensmasters provide content for Squidoo. And every single lens is packed with contextual advertisements, i.e. Google AdSense, Infolinks and others. The ads are automatically placed on the lens by Squidoo based upon the lens makers content and all the revenue goes to Squidoo who then shares some with the lens maker or the charity of their choice based upon an unknown metric.

The revenue share between Squidoo and lensmasters is lopsided. While the actual metrics have never been released, anecdotally, the earnings to lens makers are paltry. While nobody (except the owners maybe) are getting rich making lenses for Squidoo, lensmakers have received other benefits which made it worthwhile.

While I have seen a lot of really bad lenses, I have visited many many more which are educational and represent hours of hard work on the part of the lens maker. It seems a shame that all that work is tossed out based upon a "bot"

Here's the deal.

- Squidoo has a very high PR ranking. Links FROM Squidoo to new or lower PR sites is a big deal for search engine placement results. Thus Squidoo has great value to website owners.

- Squidoo is also the property of someone else. They own it, they can make the rules, right or wrong.

- Lens makers can make a choice. They can change their lenses in compliance with the rules, figure a way around the rules or simply delete their own lenses and go provide content to other websites, i.e. Hubpages, Scribd, etc.

- With each terms of service change, Squidoo changes how its "members" perceive it and the value it provides. While this may mean nothing now, the long term effects will be felt down the road.

As for me, I am just a little contributor in the big business machine called Squidoo. But the fun of being part of a the little "squidsperiment" has lost its wonder. Fortunately, there are other squids in the sea.


Need Money Scam: Fast Twitter Profits

A rash of make money with twitter products out there. This time its Fast Twitter Profits. Twitter is a hot mini-blogger application with millions of members. Like Facebook, it attracts all sorts of scammers hoping to make a quick buck off the trend.

Fast Twitter Profits has been skulking around since last year. Again, they claim anyone can make big money with Twitter. The problem is Twitter has not announced any revenue share model, like Google AdSense, which lets Twitter users create revenue and receive a check, as suggested by these "make money with Twitter products". It does not exist.

Fast Twitter Profits, also called "easy tweet profits" has the usual claims about big money online using social media like Twitter, but give very few other details. Fortunately, they do include the terms and conditions of sale which holds the real cost to buyers.

Buyers are getting a trial membership to some library of "stuff"..

By activating your trial membership, you will be charged $2.29
and you will gain immediate access our library of online resources.

Then a few days later, the big charge kicks in..

After your 7-day trial, it’s just $59.86 per month to continue your membership.

Buyers can cancel, allegedly..

You may cancel by calling us at (800) 385-1344

But buyers also get signed up for another product..

In addition, you will also receive a trial subscription to iSearch Members is just $24.82 every month to maintain your subscription.

iSearch has a separate cancelation number..

You may cancel by calling (800) 385-1344

Beware of products like these. Twitter has no revenue share model at this time and did not sponsor Fast Twitter Profits.

Need Money Blog does not sell any Twitter money making products. If you have ordered this product or any other online, go to the website you ordered the product from if you have questions, need support or would like to cancel service. Again, Need Money Blog does not sell this product, provide support or take cancellations.


Need Money Scam: Twitter Profit House

Twitter is huge. Everyone is tweeting short messages and grabbing followers. But any success story, comes someone trying to make a short buck. Same thing has happened with Twitter and here's one to be on the lookout for.

Here is what Twitter says about making money with Twitter..

How do you make money from Twitter? Twitter has many appealing opportunities for generating revenue but we are holding off on implementation for now because we don't want to distract ourselves from the more important work at hand which is to create a compelling service and great user experience for millions of people around the world. While our business model is in a research phase, we spend more money than we make.

There is nothing in there about a way for Twitter users to receive checks or compensation from Twitter.

Twitter Profit House claims anyone can make money online using Twitter. That may be, but probably not with Profit House.

What is Twitter Profit House?

Supposedly subscribers get a CD, access to a membership site and to something called the website.

How much does Twitter Profit House cost?

Costs change with these products daily, but here are the particulars.. 99.99 a month for the membership, another $9.99 a month charge for and the trial period charge of $1.95.

The trial period begins when they process your order online! Again, that means the trial period could be up before you receive the CD!

Twitter Profit House is also called Twitter Profit House Resource Center. Be on the lookout for this one. As Twitter gains popularity, things like this will pop up everywhere.

Learn more about making money online with a product that really works! - Click Here!

Need Money Blog does not sell any Twitter money making products. If you have ordered this product or any other online, go to the website you ordered the product from if you have questions, need support or would like to cancel service. Again, Need Money Blog does not sell this product, provide support or take cancellations.

Need Money Blog: Adsense Competitive Filter

If you have a blog and are using Google AdSense to monetize your site, then you probably have seen ads which do not fit with your blog's theme or possibly are a direct competitor to your site. You can do something about this with the AdSense Competitive Ad Filter.

Far too many times, I have checked my sites and seen ads which have no relation to my blog content. Google is great, but even their algorhythm software makes mistakes.

Luckily, I can use the Google Competitive Filter to remove ads based upon the URL. There are a number of reasons to do this..

First is competitive content. If your blog is about "earning money fast", you sure as heck don't want an AdSense ad for "another blog about making money online". These ads can be removed with the Filter tool.

Second, ads which may not be right for your readers. Politics, adult or inappropriate content and so forth.

Next are unrelated ads. For some reason or another, I often have what I call "filler ads" - ads which have no relation to my blog content and I cannot figure out why they are on my site.

To use the ad filter, go to Google AdSense, login and click Adsense Setup.

Five links over is the Competitive Ad Filter.

There are several ways to filter ads - by URL (, but domain name ( or subdomain ( Domain is the broadest category as it blocks any ads from that domain. Be careful with this large of a filter.

Ad the domains or URL you wish to filter and click save. The filter will put them all in alphabetical order for easy review and editing later.

The Google AdSense Competitive Ad Filter is another great way to manage the advertisements on your blog and hopefully, increase your monetization.


Need Money Blog: Google AdSense Help

My Google AdSense check arrived this week and before I took it to the bank, a friend asked "What is the secret to making money with Google AdSense?". They then went on about how they had put some ads on their website or blog and only made a few pennies before taking the ads off.

Clearly, the need for AdSense help is out there for new and aspiring bloggers. The idea of making a few dollars (or thousand!) extra a day from ads which magically populate themselves on a blog sounds pretty cool. But there must be a key to making Google AdSense work well enough to keep the ads on a site.

Google AdSense Help

First, should you do ads or not?

If your website or blog is about personal matters, daily thoughts (musings seems to be a popular name for these blogs) or rants, Google AdSense is probably not for you. AdSense takes content and finds related ads. If you think your blog lends itself well to advertisers, then read on.

What type of ads?

Advertisers may not like this, but text ads do better than image or video ads. By doing better, it means that visitors click the ads and the publisher (you) make some money. When setting up AdSense, use text ads rather than image ads. Blogger has a tendancy to default to image ads upon setup so be aware of this.

Big ads or little?

That completely depends upon the individual site and the layout. My own take is the 250x250 block at the top of the page does better than any other format. The sidebars are mediocre in results, but fill in some space with potential revenue opportunties. The little info links are handy for tight spaces. The long across the top or bottom ads have so-so results for me as well. Placing block ads between blog posts is very successful.

Which colors of ads should I use?

Blend with the layout of the blog. The reality is, most website visitors are familiar with ads; they don't fall for website stunts to fool them into thinking an ad is content. However, ads should not stick out like a sore thumb. They should flow naturally with the layout as to create a pleasing view to the visitor. That encourages the visitor to stay longer, explore content and possibly see an ad which interests them.

Which colors, designs or tactics should I avoid with Adsense?

Read the terms of service for Google. DON'T encourage visitors to click ads. DON'T go on the internet, visit forums and ask visitors to click ads. DON'T hide ads in pictures or other content. All will result in an AdSense account getting banned. Google knows all the tricks.

Instead, DO write original content. DO use good ad placement. DO focus on getting lots of bonefide traffic to a blog. DO measure and alter a blog or website to increase visitors and clickthrus.

Should I concentrate of one big site or several smaller sites for AdSense revenue?

The jury is out on that one as I know people who are successful with both. I encourage a new publisher to focus on one site, make it good, get visitors and only when things are going well, move on to another interest. Others say build lots of little sites and focus on getting traffic to each. Do what works best for you, your time and your sanity.

Finally, Google AdSense is a very cool way to monetize a site. However, be aware that it should be part of a complete strategy including advertisements, product and affiliate sales.


Need Money Scam: Home Business Success System

Ads for the Home Business Success System are popping up this week on popular websites. Don't be fooled - read the fine print and find out the real cost!

The ad was on a popular news site.

"Work At Home Mom Makes $7,197/Month Part-Time"

I clicked over and was taken to a website for News 7 Daily also known as "The Wall Street Gazette News" .com. Again, the "mom" was the nefarious Kelly Richards - the stay at home mom from [YOURTOWN] who makes thousands of dollars a month peddling these "earn money fast" scams.

"Richards" claims she makes money "posting links" "they" give her..

but I can use the internet. I post links that are given to me, I don't even have to sell anything and nobody has to buy anything. They are constantly recruiting people to post links, you should try it."

The product which saved her life she calls the Home Income Kit. I clicked over and found it was a sign up form for something called the Home Business Success System.

The new page offers next to no information how "Kelly Richards" or new buyers will get "links to post". In fact, they don't offer any information about the product at all other than it is sponsored by a company called SMC.

There is an entry form which requires buyers enter their name, email and phone number. At that point, visitors are taken to another website which asks for more information including payment and address. Nothing more except for "Your success is our success" and "Instant access to your own online company" and "No experience neccessary".

But there are payment terms which buyers should be aware of but are often overlooked.

Buyers who give their payment information are charged 9.95 for a 30 day trial to SMC

You have 30 days to receive and review your SMC Business Kit and get comfortable with the program.

After 30 days, a monthly charge will be posted to buyer's account

Afterwards, your membership will remain active with a monthly charge on the credit card provided of $39.95

None of this was mentioned on the sales page with Kelly Richards in fact, she claims the package is only $9.95. And Richards claims that buyers will then get access to links to post and will start making money..

Follow the directions and set up an account. Then you will be given website links to post. Start posting those links. Everything is tracked in a system that will show you how much money you are making(see above image).
(Author's note - the image mentioned is from Google and has nothing to do with anything described in the sales or ad pages)

None of this claim is evident in the sign up form for the SMC Home Business Success System. In the Terms for the Home Business Success System, there is no information about how buyers make money, where they will get "links" to post and what those "links" are for.

Disatisfied customers can cancel their membership by calling SMC..

just notify Member Services at (1-877-523-9088) or go to

This product is another using the same methods as known scam products. Buyer beware!

Learn more about making money online with a product that really works! - Click Here!

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.


Need Money Blog: The AdSense Blog

Many blogs are created for the sole purpose of making money from Google AdSense ads - in short, the adsense blog. But what happens when Adsense revenue is down and no longer making as much money with the blog?

Blogs are a great way to make money and share a writer's creativity and ideas. While some blogs do not lend themselves to revenue, most blogs can be monetized and many can bring in good money for the publisher.

Google Adsense is a great way to make money with a blog. The ads presented are based upon the writer's content, thus they are relevant and of interest to the reader. Adsense also pays a fair percentage of the ad revenue directly to the writer. It's a win-win for all.

However, sometimes Adsense revenue falls short of a blogger's expectations. This can be due to content, but bear in mind, AdSense and advertising revenue in general, fluctuates for many reasons - the time of year, the price advertisers are willing to pay, a poor economy, the liklihood visitors will do something the advertiser wants (fill out a form, give information or buy something).

Listen the frustration of people trying to "make money with blog" and hear how they check their adsense revenue daily and can't understand why their numbers are lower than before or lower than they expected. It's understandable.

There are some things bloggers can do if their adsense revenue or any other source of revenue is down.

- Consider adding affiliate marketing products to the mix. Google Adsense allows other forms of advertising on the same sites. Something different such as e-books or other product which is relative to the blog content.

- Add direct product sales from a retailer through Amazon or Commission Junction.

- Add a subscription option. Some readers may be willing to pay a nominal monthly fee for reserve content delivered directly to their inbox.

- How about donations? Add a Paypal button to a blog and ask for donations from readers who enjoy the content.

- Find advertisers directly by adding an "Advertise Here" button on the blog. Have visitors directed to a page with rates, ad formats, etc.

The adsense blog is a great concept, but remember to always use original self produced content and have a unique topic which readers (and advertisers) find valuable.

If interested in a real way to earn money fast online, and one with a money back guarantee, Click Here!


Need Money Blog: Making Money From Blogging

A few years ago, a revolutionary new ebook hit the internet which described how to make money from blogging. I purchased the course and still use some tried and true methods described within to monetize my blogs. Now I make good money in addition to my job which I can use any way I want - fun, food, going out, etc.

Now, Blogging To The Bank has a new version which is worth taking a look at. I did and am in the process of publicizing my review. Take a look!

Blogging Espionage... Honest Review!

So Blogging Espionage has just launched and there's uproar in the industry already...

What Is This Secret New Method?

Well, I was lucky enough to secure an early copy of the system so I could review it for Rob (the creator) and it I must say it's unlike anything else on the market.

The site, although it seems like hype is honest and true... This isn't about any of the usual methods like Adwords, PPC, SEO, Media Buying, CPA, Ebay, Article marketing or the likes.

No... This is something I hadn't heard about and I'd happily join Rob and bet you haven't heard of this strategy for making money before.

Now I got access to just 3 days before the launch and one of Rob's team told me that if I do this right away I'd actually make money before the launch.

Yeah right?

I wanted to give it a go so I've spent 3 hours per day working on this and this is now the 4th day... Blogging Espionage launched yesterday.

The Results...

Well it's a pleasent surprize... I've actually made $803 and I could easily turn this into $5,000 by the 7 day mark using the further steps in the system.

I didn't expect this but I can honestly say this is the one product I'd recommend 100% if you need money fast and don't want to wait months for results.

Now, there are only a limited number so it may have sold out by now but if not then grab a copy while you can.

Just click below:

Need Money Blog: Mini Sites - Earn Money Online

There is a lot of buzz these days with a concept called "mini sites" and earning money online. Naturally, there are a number of guides for sale which purportedly tell buyers how to make mini sites and money online.

Here's what a mini site is: A keyword named website which focuses on the sale of a single product.

For instance, go to Amazon. Pick out a high dollar product with limited competition. I randomly chose a Bessey MDR-69 Woodworking Top Seller Clamp Set listed at $1899.99.

(Make sure you are in Amazon's Associate program if you promote any of thier products; that way you get a commission if you sell anything).

Next go to GoDaddy and get a cheap domain name. ".info" domains are less than $1.00. Then set up a cheap hosting account on GoDaddy as well. The domain you want is the same as the product you are promoting, in this case Bessey MDR-69 Woodworking Top Seller Clamp Set so the domain would be

Go on the internet and find a free website template. Download it on your computer.

Then go to Google AdWords and look for the external keyword tool. Input the name of your product - Bessey MDR-69 Woodworking Clamp Set - and search for keyword ideas.

Find keywords which are related to your product and which have a decent number of searches, say 1000 - 9000 searches a month. Use these keywords to help write content for your website.

Now put together the website using the template you downloaded. Include a nice picture of the Bessey Clamp Set (which links to Amazon using your Associates link) and at least two articles about the product and how great it is (also which include links to Amazon using your Associates ID).

At the bottom of the website, include pictures and links to some other related products also for sale on Amazon.

Make sure your website includes the standard requirements for Google - An About Us page, a Contact page, a disclaimer about third party ads and that the site is selling something. Also, include a stat counter so you can track traffic to your site. You can use Google Analytics.

Now upload your finished page to your hosting account on GoDaddy.

Now check out your site and make sure the links work. Now go promote it.

You should use bookmarking sites featured in OnlyWire, AddThis, etc.

You should also use BlogCatalog and MyBlogLog and Google Bookmarks and Yahoo Bookmarks. This will get the site listed in the search engines quickly.

Now your mini site is done. Check it regularly and watch for keywords which may improve your organic search results.

Finally, use this template and go build about 100 more of these sites and that is the concept behind mini sites.


a) a product which you can sell and earn affiliate money from.
b) a domain and website only about the product.
c) quick design and uploading of the website. Don't spend days designing the site, its not worth the time.
d) Promote the site. Traffic is everything.
e) Track the site performance.

There you go - mini sites in a nutshell. Now, if you want to earn money online and make money fast, here is a neat and fast way to do it.

Good luck!

Learn more about making money online with a product that really works! - Click Here!


Need Money Blog: How to power up blogs with Squidoo

Whenever I sit down with someone and tell them that I earn money online, they invariably ask "How can you make money online? It seems really hard."

Yep, it is. I built my first website more than ten years ago, but I did not actively start trying to make money online until about six or seven years ago. And I failed big time.

I built websites and covered them with AdSense and Amazon links and wished a thousand people a day would flood my sites, click on all my ad links and buy all my stuff. I dreamed about a big $500 check landing in my mail box each month....

Never happened.

Part of the problem was I had no idea how making money online worked. I did not know about the four "pillars", as I call them, of online success.

1) Money making topic
2) Original content, keyword optimized
3) Revenue generating related products
4) Traffic, traffic, traffic

Once I got my head around those four key pillars, the rest is just work. Then there is my own disposition towards cost. I hate spending money to make money. I don't mean educational material or paying for traffic, but paying for hosting, domains, disk space, etc.

I love making money online on the cheap for little if no money at all.

That is why I love all the free website platforms which are available and powering them up with Squidoo. You have seen and heard about Squidoo by now. If not, here goes.

Squidoo is a place where anyone can create an informational website about any subject they want. These websites are called a "lens". Squidoo is better than most other free websites because it has such a high page rank. Search engines love Squidoo.

The best way to use Squidoo is as a way to get traffic to your blog. But you have to be smart about it.

One mistake I made early on with Squidoo was making one big long lens with lots of information about many different subjects. The end result was a dilluted mess of keywords and no traffic.

The secret to Squidoo is to make individual lenses about a single topic.

For instance, let's say you have found a really great product on Clickbank you know you could sell. You have created a blog and are regularly churning out lots of great original content optimized to encourage buyers to purchase your product.

The next step is to help buyers interested in your product the ability to find your blog.

Create a Squidoo lens based upon the keywords which best describe your product or the problem it solves for the buyer. Keep the lens short and to the point. An opening which contains a link to your blog, a text section about the problem, a link to the sales page for the product, an RSS feed from your blog and a guestbook.

Optimize your lens by including tags on the lens which can further generate traffic to your lens and ultimately to either the product sales page or your blog.

Publish your lens and favorite it, RSS it, bookmark it, etc.

Given time, two things will happen. First, your blog will get traffic from the lens. Second, your lens will make some sales on its own and generate some revenue as well.

Every single one of my blogs has at least one Squidoo lens attached to it; some have multiple lenses to reflect the keywords I am trying to promote.

Remember the four pillars to any blog and remember to use Squidoo to promote your blog for more traffic and hopefully, more money.

Here's a real opportunity to make money online - Click Here!


Need Money Scam: Web Profit System

Kim Barnes tells World 3 News that she makes $6000 to 7000.00 a month online using the Web Profit System. One problem - it's not true. Read on.

The ads are everywhere. In a poor economy, people are searching for ways to "earn money now" and "make money fast". And they are falling for get rich quit plans which will not produce the results they think.

Take the Web Profit System. It is advertised on line on fake news sites like World 3 News that are actually not news stations but advertisements.

Next, Web Profit ads use imaginary people like Kim Barnes and claims she lives in your town. She doesn't; that's a software trick. Don't fall for it.

Then, Barnes claims she makes money by simply "posting links she is given". Incorrect. Nobody makes money by only "posting links". That scam has been around for years now. Don't fall for it.

Then Barnes claims that she learned all she needed to know by purchasing the Web Profit System and that she only had to pay for shipping. That's the big whopper. The real costs are hidden in the fine print and it is not $1.95 or whatever they claim this time.

Finally, the ad claims that the Web Profit System is BBB A+ rated. This means that the Better Business Bureau has given this product an A+ rating. However, a search of the BBB does not show any product called the Web Profit System or Club.

Clicking any of the numerous links for the Web Profit System, visitors are taken to a site renamed the Web Profit Club. The terms of sale are way at the bottom of the page, but here are the particulars..

By acting today, I will get my first 7 days for just $1.97

Then comes the high monthly charges..

By submitting an order, You agree to Web Profit Club, and bill me $79.99 every 30 days until I cancel.

So even if buyers only want the "trial" they are agreeing to the nearly $80 monthly charges.

To cancel, buyers have to phone the Web Profit System

If You wish to cancel and not be billed, You must call Web Profit Club LLC toll-free at 877-669-2970

So there are high monthly charges buyers will be liable for if they sign up for the Web Profit System.

Be aware of these charges and research any and all products sold online before making any purchase.

Here's a real opportunity to make money online - Click Here!

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.


Need Money Blog: Need Money Now? Can You Earn Money Now?

Some of the top searches on the internet is "how to make money fast", "earn money now" and "to make money fast". It makes sense; many are turning to the internet to make extra money especially now in our poor economy.

Add to that, a number of promoters and authors like to talk about "systems and books which can make you money right away" as if such a thing exists.

There are great systems for making money online, but let's get realistic about how long it takes to get from a an revenue producing action (click or ebook sale) online versus how soon that money is in your hands.

AdSense - everyone loves Google Adsense and for good reason. The search engine giant is also an advertising giant earning hundreds of millions of dollars annually in targeted advertising revenue. Publishers of websites (like this one) make money whenever a visitor clicks on one of the AdSense ads. Some publishers purportedly make hundreds and even thousands of dollars a month from AdSense.

So when do you get paid? Right away? No. AdSense checks are cut one month only AFTER monthly earnings top $100.00, (monthly revenue less than $100.00 is "rolled" to the next month). So let's say in February Adsense reports $132.00 in advertising revenue. The publisher will receive the check at the end of March at the earliest for those earnings. So while AdSense is a great way to make money online, don't expect it to arrive within a few days.

Kontera - Kontera is another contextual advertising medium like AdSense which places ads within the content of a website based upon keywords. Publishers again, receive a portion of the revenue when their ads are clicked upon by visitors.

When do publishers get their check from Kontera? It works the same way as AdSense. Once the monthly earnings threshold has been passed, publishers receive their check at the end of the following month (usually at the beginning of the month after that from my experience). The good thing about Kontera is the threshold has been reduced from $100.00 to $50.00 which means publishers getting started out will see revenue sooner rather than later.(Don't forget that monthly Kontera revenue LESS than $5.00 is forfeited; amounts above 5.00 are "rolled" to the next month).

Clickbank - Clickbank is a market for digital products like software and ebooks. Most products are one time charges but others have monthly recurring prices.

Publishers who include Clickbank products on their sites receive a portion of the sales price (25 - 75%) from the product creator for each sale. When do publishers get paid? Better than through other sites. Clickbank bases all sales on a week which runs from Wednesday to Wednesday. Afterwards, sales are tabulated and paid during the next pay windown, generally one week later. Most publishers are paid by check and in my experience, the checks arrive two days after they are cut. There is a $100.00 threshold.

So, let's say you sell a few ebooks on your site and earn about $118.00. If the sales are between Wednesday 02/02/2010 and 02/09/2010, then that week would end and the revenue held for one week or so. After earnings are calculated, a portion of the revenue is held in case of refunds, but the remainder, as long as it is over $100.00, is sent by check. Theoretically, publishers can get paid every two weeks as long as their sales are over the threshold and there are no refunds.

This is why Clickbank is used and promoted by so many website owners and publishers because of the speed of pay.

PayDotCom - PDC is another market for digital products. However, PDC works a little bit different. Resellers of products are paid at the end of each month but by PayPal only. So revenues are received a little bit faster than with other resale services, but only through online transfer and at the end of the month.

Cashcrate - Cashcrate is a funny little way to complete surveys and other online offers and make some extra money online. Sure, you are not really creating original content or websites, but you can easily earn $20 a week or more with cashcrate as long as you fill out those surveys.

Cashcrate pays every month on the 15th and by check only. So, if you need money in 48 hours to pay the electric bill, this is not the best option.

So, if you need to pay the rent or other bill, there are not many online options which can produce cash right away. You can always sell something on eBay or create a private label rights product (like an ebook) and sell it, but you will still have to wait two weeks to 30 days before you get a check or wire transfer. It is best to plan accordingly when needing to "earn money now".

Good luck and stick with it!

Here's a real opportunity to make money online - Click Here!


Need Money Scam: Web Profit Club

Make Money With Cashcrate!

Updated - May 2010. Read the FULL REVIEW here including the details on the HIDDEN COSTS of the Web Profit Club - a new "make money online" kit being advertised online.

"Make $17.00 an hour!" the ad screams. Michelle Richardson tells US Dream Jobs that she makes $5000-7000.00 a month with the new Web Profit Club. How? By posting links online that's how! Wow! 

Maybe you have seen the same ad on You know the one that says "They are constantly recruiting people to post links, you should try it." There are over 350 positions available just for [your home town]"? And that Web Profit Club is BBB A+ rated?

It's a scam. Sure, Web Profit Club will send you some sort of kit, but there is no way to make money online which makes it easy to earn $17.00 an hour part time with your computer. And then there are the hidden fees. Didn't see those did you? Most of all, nobody pays anyone to simply "post links".

US Dream Jobs is a fake news site which is the popular way to dupe unsuspecting buyers into falling for an online offer. Michelle Richardson is a fake person and the website uses a software trick to make it sound like she lives in your home town. The picture featured in the ad for Web Profit Club was lifted off the internet and has been used for several other ads.

World3News is also a fake news site and advertises the Web Profit Club with an imaginary "mom" known as Kim Barnes.

Next, Richardson and Barnes claim they make $5000 and more a month posting links. Nobody pays anyone for simply "posting links". That is a scam claim which has been around forever; don't fall for it. Also, Richardson and Barnes claim that buyers will make $500 to 1500.00 after they post their first link. This is a bold face lie.

The rest of the article/ad claims that the Web Profit Club only costs $1.98 for shipping and handling. Be careful there because there is a big fat hidden fee tucked away deep in the terms and conditions for sale.
Also, the ad claims that Web Profit Club is "BBB A+ rated".  This implies that the Better Business Bureau has given Web Profit Club an A+ rating. I checked the BBB's website and found nothing which validates this claim.

Clicking the Web Profit Club link, visitors are take to a slick sign up site with lots of pretty pictures and claims of "make money online", "work from home" and "paying off debts and bills" and so forth. Visitors to the Web Profit Club are encouraged to sign up to see if they qualify for "membership". Guess what? Everyone is accepted (with a working credit card of course!).

But before we pay, let's check those hidden terms for the secret fees.

First comes the trial period and charges: 

By acting today, I will get my first 7 days for just $1.97.

Then comes the big whopper charge a few days later! 

By submitting an order, You agree to Web Profit Club, and bill me $69.99 every 30 days until I cancel. 

The newer ad on World3News actually has a higher price!

By submitting an order, You agree to Web Profit Club, and bill me $79.99 every 30 days until I cancel

And that is every month until you cancel.

But how can you cancel the Web Profit Club? 

I may cancel any time by calling is 877-669-2971, or by emailing

Keep that number handy if you sign up.

There are no guarantees or information how buyers will make money online with the Web Profit Club and the claims that buyers will make $500 to 1500.00 after posting their first link online is simply not true.

Be careful if considering the Web Profit Club.

Here's a real opportunity to make money online - Money Back Guarantee!

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.


Need Money: 10 Reasons Ferraris are for losers

I just opened a link to a new "make money online" book and featured prominently on the sale page was purpotedly the author standing next to his Ferrari. The car, it is implied, was purchased with all the bucks he made online.

I like making money online and enjoy reading stories about others who are more successful at it than me. It is motivational. However, I would never make a million dollars and quickly go out and buy a Ferrari. Why? Ferraris are for losers. Here's why...

Cars are lousy investments - A new Ferrari goes for $180,000.00 to over 300,000.00. A used 308 can be found for less than $35,000.00. Unlike a house or stocks, cars drop in value from the moment they are driven off the sales lot. Only a loser puts so much money is such a bad investment.

Insurance costs a fortune for a Ferrari - Call your car insurance agent and ask how much a policy on that Ferrari will cost. Only a loser would tack that much on to his monthly bills.

Where do you park a Ferrari? Get used to driving that Ferrari because you will never feel secure enough to park it anywhere except in the garage at home. Someone may ding the door, key it out of jealousy or worse, steal it. No rest for the loser Ferrari driver.

Ferrari drivers are compensating for something - Every Ferrari driver I see is a middle aged (or older!) man. Sure, you made some coin and can afford the car, but what are you trying to prove by flaunting it around? Worse, what shortcoming is the Ferrari driver trying to make up for? Hmmm..

Ferrari wreck repairs will require a second mortgage - Imagine how much a replacement door, front quarter panel or hood goes for at the Ferrari body shop? Now, how cool is that car, loser?

Ferraris are a waste of speed - Loser: "My Ferrari tops out at 185MPH." Me: "Wow. So which street can you drive that fast on? How about half that fast? Ummmm... nowhere. Now why did you buy that car?"

Ferraris are eye candy - To cops. Especially the kind who like exotic cars they can never afford but who like to hand out tickets. May I see your license and proof of overpriced insurance, loser?

Young guys who drive Ferraris are dorks - Either they inherited the money to buy it or Daddy gave it to them for their 21st birthday. No need to get a sign which says Loser, the car does it for you.

Who buys a car they can only drive one day a week for show? Especially a $250,000.00 car? Give me a L! Give me an O! Give me a S! Give me a E! Give me an R! What's it spell?

Top 10 reason Ferraris are for losers - Loser: "Ferraris are great for picking up chicks."
Me: "Sure, if the girl is a money grubbing, gold digger who wants to be seen with anybody, even a dork, who drives a $250,000.00 car. But don't worry, I am sure she likes you for your personality."

Forget it. I'll take the Ferrari money, buy a Honda for cash and stick the rest in the bank. That way when the market crashes and the economy tanks I will have a reliable car and some greenbacks to enjoy life with. Who knows? Maybe I will buy the loser's Ferrari for $35,000.00 when he goes broke.


Need Money Blog: I Got An Ebates Check

I signed up for Ebates a few months ago and today I received my first check!

Ebates is a neat idea. Let's say you buy something online like a plane ticket or music. Normally, a buyer goes to the seller's website and makes the purchase direct. However, many companies have affiliates which market their products for them and pay them a portion of the sale.

Ebates is an affiliate for several companies and rather than keep the entire commission for each sale, they share it with the buyer.

So let's say a buyer books a flight on Orbitz through Ebates. Ebates gives a pecentage of their commission from Orbitz back to the customer. Sometimes the rebate back to the buyers is only .50 or $1.00. But they often run specials and the rebates can really ad up.

For instance, if a buyer purchases something through Macy's not only do they get 3% cash back, they also get a free gift. Children's Place has an additional 15% discount only available online through EBates plus 3% cash back. That's like getting 18% off a purchase.

My EBates check was not very large; I only made three purchases online, but I have more rebates pending and am now starting to make purchases through EBates more often. Its a great little way to make some money online.

Check out EBates here and see the savings for yourself. You will probably wonder why you had not done this earlier, like I did.


Need Money Scam: My Online Biz

"They are constantly recruiting people to post links, you should try it."
- Kelly Richards, Myonlinebiz - Make Money Online product

Myonlinebiz is heavily advertising in the same spots as Home Income Profit System and Search n Social and using the same old claim above. That anyone can make money online "posting links". Again, nobody pays anyone to simply "post links on the Internet". Don't fall for myonlinebiz.

Using the same old marketing scam, this time on fake news site "News 7 Daily" (Your Town) Job Report, Kelly Richards, the imaginary stay at home mom who seems to make millions of dollars online, again claims she makes over $7,000.00 a month "posting links".

Kelly claims that getting started was less than $5.00 for the kit and then she made up to $5000.00 a month online.

These news sites are fake and there is no Kelly Richards. And nobody pays anyone to post links. And myonlinebiz costs much more than $5.00.

Clicking any of the numerous "home income links", visitors are taken to a sign up page for myonlinebiz. The sign up form claims that buyers can make $150 - 186.00 a day selling products online. And that it only costs $1.97 to get started.

However, the small print hidden at the bottom of the sign up page, visitors are informed that the low cost is for a five day trial only.

You will receive your first 5 days for $1.97 USD as a special bonus.

However, if buyers fail to cancel, the higher charges kick in..

This order includes a subscription to for a monthly fee of $74.86 USD

If buyers fail to cancel, the monthly charges continue..

do nothing and your subscription will continue at the regular monthly price.

But buyers can cancel..

You may cancel anytime by calling: (800) 693-1410 EXT. 100

Be aware of the fine print for myonlinebiz and other products sold online. There are hidden charges. Also, nobody gets paid for posting links.

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.


Need Money Blog: Don't Fail Online | Make Money Now

You better sit down. I've got some
bad news for you.

For you and 90% of other online marketers
out there.

I was doing some research on the web a
couple days ago, and I came across an
absolutely shocking statistic...

~~>> Read More Here

...and brace yourself, because this is a
real gut check moment...

Did you know that 90% PLUS of all online
businesses fail inside the first 3 months?

They don't make ANY money, and they
fold under the pressure.

Think about what that means for just a
second... got any buddies who are trying
to make money online?

Well, out of a hundred, only a handful will

Same with everyone you know in forums,
through Facebook, Twitter, whatever.

Almost all of them will fail.

And I'm not just spinning you a line here.
These are facts, cold hard facts.

I got them from Business Matters magazine.

Scary thought isn't it?

Well, to be honest, it doesn't have to be
scary at all.

Most of these guys that are failing and
giving up (and there are thousands of them
doing it every month), are failing for one
big ugly reason:

They have NO idea what they're doing.

They're just bouncing around from one thing
to the next hoping that somehow they make
money. And let's be honest - why would
anybody be able to make money like that?

If it was that simple, we'd all be millionaires...

...and that's where my friend Michael Jones
comes in.

He told me he was flat out sick and tired of
seeing good people having their dreams crushed,
and limping back to awful jobs they HATE.

So he developed The Cash Code.

It's an almost-foolproof system for making
money online, as quickly and simply as

Check it out here:

~~>> Learn more here

Listen, Mike's concentrated on making this
as EASY as possible to make money with.

So you don't need to worry about not being
able to build web pages, or put links together
or anything like that.

This is very very easy stuff - if you've
completed more than a couple of years
at school, and you can spell your own
name (you can, right?), you can do this.

No exaggeration.

You see, making money online is nowhere
near as tough as people make out. Sometimes,
it's as easy as copying something from one
page, and pasting it on another.

And you'll see how Michael used such simple
techniques to make over a hundred grand,
in just 29 days.

See how simple they are for yourself:

~~>> Get started here now

So listen - if you want to separate yourself
from the other 90% - the ones who are
going to definitely fail - then you need
something to help you succeed... you
need a system that's already PROVEN
to help others succeed.

Here it is:

~~>> Click here and get started

Check it out now, and get ready to start
separating yourself from the people who
are definitely going to fail...

Need Money Blog: What is Hot At Clickbank

Everyone knows Clickbank, They sell "e-products" such as e-books and software for a variety of niches and interests. The problem is knowing what products are new and which products are old and no longer offer valid or current information. I spend a great deal of time looking and evaluating click bank products so here is a brief update for the week.

Miracle Traffic Bot - This is brand new for April 2010 and has a gravity rating of 543.91 which is atronomical. Gravity rating means successful sales which is good for any product. Basically, buyers are reading the reviews and sales copy and buying it. Miracle Traffic Bot takes the three most common ways to get traffic to a blog or website  - articles, bookmarking and video - and automates much of the task for affiliate marketers. Surprisingly, I did not see a lot of affiliate marketing using lists for Traffic Bot which tells me it is wide open for new affiliate marketers.

Rapid Mass Traffic - Is another take on the 'get traffic and sales' addressed with the earlier product. Rather than using article, blog or SEO trick, RMT has a 3 Step approach to getting focused traffic and closing sales of Clickbank products. Forget about most of the sales hype on the pitch page, Rapid Mass Traffic tells buyers to focus on where the author identifies 80% of the traffic actually originates. Places like forums, social networks, etc. Also, the author let's buyers know that purchasing ads on Google, Bing or Yahoo is not the way to go. Rapid Mass Traffic has a high sales rate so it might be worth checking out.

CB Predators - I have been bombarded with this one for the past 24 hours which let's you know how different it is. Automation is the key with CB Predators. Pick a product from Clickbank, pick the keywords, and CB does the rest. Builds a website, campaign, keywords and goes to work getting traffic for the site. This includes hosting and other stuff and has an ongoing monthly charge. But CB Predator answers the question most asked by affiliate marketers - "Can you make this easier!".

What's nice about all three of these products is the pricing is clear and readily available to buyers before they put down their credit card. And product returns are easy with Clickbank.

If you are new to affiliate marketing, checking out these three product may not be a bad idea.


Need Money Scam: The "Home Income Kit"

The Home Income Kit is advertising on popular websites right now. Here is what the ad links state -

"Mom makes $6397 a month online. Read here story now"

This is the same type of ad used by scam products in the past like Google Fortune, Google Gem, Home Profit Income, etc.

The link takes visitors to another website that is designed to look like a "news website" - in this case the site is called both "News 7 Daily" and the "Los Angeles Gazette". This same strategy is used by past "Google post links scams".

The ad page is full of pictures of people holding checks from Google AdSense. We learn later, this product has nothing to do with Google AdSense.

The ad page uses the same trick to appear that the subject is from each visitor's home town. Another trick used by scam advertisers.

Ad uses the fake person "Kelly Richards", and pictures of "Richards" as used in older scam products.

The ad makes this claim from "Richards" -

"I post links that are given to me, I don't even have to sell anything and nobody has to buy anything. They are constantly recruiting people to post links, you should try it." 

This is the same false statement made by Google Fortune, Google Gem, Google Money Tree and others which are not true. Nobody pays anyone to "post links". What's more is this product advertised, "The Home Income Kit" has nothing to do with posting links.

Another picture on the ad features a screen shot of Google AdSense. "The Home Income Kit" has nothing to do with Google AdSense.

The ad makes two more statements -

Then you will be given website links to post. Start posting those links. Everything is tracked.


(Making money has never been so easy. Get ready for your life to change.)

At the bottom of the page, is a small link for terms and conditions and it features a link to the known scam product, "Home Income Profit System". I don't think the advertiser meant for that to happen.

The ad has numerous links to a sign up page. Visitors are taken to a website for OnlineBusiness Systems.

The sign up form says in small print at the bottom that OnlineBusiness Systems is signing up persons for an independent Herbalife distributorship.

If this is for HL, why is "The Home Income Kit" featuring the AdSense checks in their ad?  Or the claims of making money posting links? That "Making Money has never been so easy"? The fake news site ad used by past scam products? The same advertising template using the same fake testimonials and same people like Kelly Richards? And that this is no pricing information disclosed unless someone signs up?

Here's the deal. If you have a business opportunity to advertise, and you believe your product and company are legitimate, than use a different advertising plan than those used by known scam products in the past. It's not hard and it makes your product sound legitimate rather than appear to be a scam. 

Build a profitable business in two hours - click here

This site does not sell the products in question here. If you purchased this product and would like a refund or have questions about the product, please return to the website you purchased the product from and read the Terms of Service for company contact information. Need Money Blog does not sell this product and has no affiliation with the company but is an informational site only.  

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